NPCI Showcases AI-powered UPI Payments through IoT Devices

The National Payments Corporation of India (NPCI) has showcased a live demonstration of Agentic AI-based IoT Payments powered by UPI, highlighting the next phase of seamless, intelligent digital transactions.

The demonstration was presented in the presence of Shri Nandan Nilekani, Co-Founder & Chairman, Infosys and Hon. Advisor to NPCI on Innovations & Public Policy. The feature, which is currently in the pilot stage, showcased how users can discover and order items seamlessly from merchants through AI platforms such as Gemini, bringing greater convenience and personalization to digital commerce.

The solution is enabled by user-authorized AI chatbots, agents, and applications capable of initiating UPI payments based on contextual triggers, voice or text commands, and user-defined routines. These AI-powered systems can operate across devices, ensuring secure, efficient, and intuitive payment experiences.

This demonstration marks a significant step toward the convergence of AI, and digital payments, underscoring NPCI’s commitment to driving innovation and shaping the future of India’s digital economy.