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PM SVANidhi Scheme to Facilitate Collateral Free Working Capital Loan to Street Vendors

As on 15.03.2022, loans amounting to ₹3,119 crore have been released to the beneficiaries by the Lending Institutions

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The Ministry of Housing and Urban Affairs (MoHUA) is implementing Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi Scheme) since June 01, 2020 to facilitate collateral free working capital loan to street vendors to restart their businesses, which were adversely impacted during the Covid-19 pandemic.  The Scheme has the following objectives:

  1. Facilitate collateral free working capital loan up to ₹10,000 of 1-year tenor; enhanced loan of ₹20,000 and ₹50,000 in the second and third tranches respectively, on repayment of earlier loans.

ii.         Incentivize regular repayment, through interest subsidy @ 7% per annum; and

iii.        Reward digital transactions, by way of cash back up to ₹1,200 per year.

As on 15.03.2022, loans amounting to ₹3,119 crore have been released to the beneficiaries by the Lending Institutions. The State and Bank-wise details are at Annexure-I respectively.

As on 15.03.2022, 44.8 lakh eligible loan applications have been received, out of which 33.4 lakh loan applications have been sanctioned and 30.1 lakh loans have been disbursed. These include 1st as well as 2nd tranche loans. The State-wise details are at Annexure-II.

As on 15.03.2022, 28.8 lakh Street vendors have been benefitted under the scheme.  State/UT-wise detail is at Annexure-III.

In the State of Gujarat, 1.90 lakh street vendors have availed the benefit of 1st tranche loan. Out of these 13,982 street vendors have been disbursed 2nd tranche loan also. ULB-wise number of beneficiaries is at Annexure-IV.

Statement showing State-wise and Bank wise loan amount disbursed under the PM SVANidhi Scheme

(As on 15.03.2022)

SI. No.Name of the StateBank NameDisbursed Amount
(in ₹ in lakh)
(1st Tranche + 2nd Tranche)
1Andaman and Nicobar IslandsState Bank of India35.30
Canara Bank6.39
Central Bank of India4.10
Indian Overseas Bank2.70
BWDA Finance Ltd.2.70
Punjab National Bank1.30
Indian Bank1.10
Others2.40
Total55.99
2Andhra PradeshState Bank of India3,863.84
Union Bank of India3,402.16
Canara Bank1,227.00
District Cooperative Central Bank Ltd., Kakinada1,004.20
KDCCB Ltd1,000.47
Indian Bank974.54
Bank of India933.62
SPSPR NDCC Bank Ltd.823.55
District Co-Operative Central Bank Ltd., Kurnool772.74
The Anantapur District Co-Operative Central Bank739.94
Others4,719.21
Total19,461.26
3Arunachal PradeshState Bank of India230.78
Central Bank of India7.10
Arunachal Pradesh Rural Bank7.00
Canara Bank5.70
Bank of Baroda5.40
Bank of India2.90
Indian Bank1.80
Punjab National Bank1.28
Others2.90
Total264.85
4AssamState Bank of India2,131.82
Punjab National Bank735.09
RRB Assam GVB319.85
UCO Bank315.19
Union Bank of India276.40
Indian Bank270.29
Central Bank of India242.62
Canara Bank219.96
Bank of India201.76
Bank of Baroda195.50
Others367.00
Total5,275.48
5BiharState Bank of India1,222.60
Punjab National Bank678.79
Bank of India555.05
Bank of Baroda408.09
Central Bank of India375.81
Indian Bank338.04
Canara Bank313.09
Union Bank of India280.91
RRB Dakshin Bihar Gramin Bank123.41
UCO Bank113.27
Others298.42
Total4,707.47
6ChandigarhState Bank of India95.60
Punjab National Bank89.35
Punjab And Sind Bank29.30
Central Bank of India23.25
Indian Bank19.48
Bank of Baroda19.05
Union Bank of India18.70
Canara Bank18.40
Bank of India14.16
UCO Bank11.00
Others13.60
Total351.90
7ChhattisgarhState Bank of India2,211.25
Bank of Baroda494.63
Punjab National Bank318.36
Bank of India317.12
Chhattisgarh Rajya Gramin Bank292.95
Central Bank of India275.11
Canara Bank213.22
Union Bank of India206.42
Indian Bank180.27
Bank of Maharashtra175.05
Others357.53
Total5,041.91
8Daman & Diu and Dadra & Nagar HaveliBank of Baroda42.60
State Bank of India32.20
Union Bank of India10.20
Punjab National Bank5.13
Central Bank of India4.40
Indian Bank4.20
Canara Bank4.10
UCO Bank3.50
Bank of India3.50
IDBI Bank2.10
Others4.10
Total116.04
9DelhiState Bank of India1,065.91
Punjab National Bank909.77
Bank of Baroda591.60
Union Bank of India432.44
Canara Bank356.27
Indian Bank158.12
Bank of India153.63
Punjab And Sind Bank122.17
Central Bank of India104.44
Indian Overseas Bank70.03
Others113.84
Total4,078.21
10GoaCanara Bank34.50
Bank of India32.90
Union Bank of India24.20
State Bank of India24.10
Bank of Baroda11.62
Central Bank of India7.10
Karnataka Bank Ltd4.00
The Goa State Co.Op Bank Ltd2.90
Bank of Maharashtra2.60
Indian Overseas Bank2.50
Others5.35
Total151.77
11GujaratState Bank of India7,753.14
Bank of Baroda6,023.88
Bank of India2,590.43
Union Bank of India1,389.69
Central Bank of India810.31
 Canara Bank608.71
Indian Bank444.09
Punjab National Bank418.96
HDFC Bank342.08
Indian Overseas Bank299.20
Others1,089.16
Total21,769.65
12HaryanaPunjab National Bank658.19
State Bank of India537.29
Union Bank of India267.11
Canara Bank263.22
Bank of Baroda171.81
Indian Bank163.46
Central Bank of India149.17
Bank of India144.87
Punjab And Sind Bank94.90
RRB Sarva Haryana GB91.14
Others270.00
Total2,811.15
13Himachal PradeshPunjab National Bank107.31
State Bank of India91.21
UCO Bank38.80
Canara Bank32.30
H.P. State Co-Operative Bank Ltd.23.80
Central Bank of India23.71
Union Bank of India19.62
Bank of Baroda17.20
Indian Bank16.90
RRB Himachal Pradesh GB15.90
Others39.85
Total426.60
14Jammu and KashmirJammu & Kashmir Bank Ltd1,289.23
State Bank of India88.30
Punjab National Bank64.20
Canara Bank32.40
RRB J&K GB17.50
Central Bank of India14.10
Indian Bank10.85
UCO Bank9.55
Bank of India6.30
Union Bank of India5.50
Others14.50
Total1,552.43
15JharkhandBank of India915.26
State Bank of India614.15
Canara Bank226.98
Bank of Baroda219.63
Punjab National Bank199.01
Indian Bank179.70
Union Bank of India164.74
Central Bank of India146.14
UCO Bank121.64
Indian Overseas Bank48.10
Others170.55
Total3,005.90
16KarnatakaState Bank of India4,774.12
Canara Bank4,237.74
Union Bank of India1,580.30
Karnataka Bank Ltd792.53
Bank of Baroda757.14
RRB Karnataka GB722.96
RRB Karnataka Vikas GB630.05
Bank of India439.13
Indian Bank386.08
Indian Overseas Bank201.34
Others845.88
Total15,367.28
17KeralaState Bank of India387.38
Canara Bank287.93
RRB Kerala GB123.01
Union Bank of India102.06
Indian Bank69.39
Indian Overseas Bank52.85
Punjab National Bank46.13
Bank of Baroda42.65
Bank of India35.80
Central Bank of India24.20
Others77.26
Total1,248.66
18LadakhJammu & Kashmir Bank Ltd26.00
State Bank of India8.40
Others2.00
Total36.40
19Madhya PradeshState Bank of India17,154.93
Bank of India7,645.11
Central Bank of India4,433.50
 Bank of Baroda4,192.42
Union Bank of India4,153.88
Punjab National Bank4,112.28
Canara Bank2,474.45
Indian Bank2,331.45
RRB Madhya Pradesh GB2,001.44
UCO Bank1,359.40
Others3,727.55
Total53,586.41
20MaharashtraState Bank of India7,080.36
Bank of Maharashtra3,657.35
Bank of India3,468.32
Bank of Baroda2,060.09
Union Bank of India1,578.56
Central Bank of India827.75
Canara Bank760.00
Punjab National Bank422.90
Indian Bank335.27
Indian Overseas Bank187.90
Others689.59
Total21,068.11
21ManipurState Bank of India416.51
RRB Manipur Rural Bank147.15
Punjab National Bank83.40
Central Bank of India37.50
Bank of Baroda33.50
UCO Bank29.40
Manipur State Co Op Bank28.20
Indian Bank26.90
Canara Bank21.80
Bank of India12.90
Others25.60
Total862.86
22MeghalayaState Bank of India35.80
Meghalaya Rural Bank13.00
Bank of Baroda2.90
Canara Bank2.30
Union Bank of India2.20
Indian Bank2.10
Punjab National Bank1.20
Others2.50
Total62.00
23MizoramMizoram Rural Banks46.40
State Bank of India9.90
Mizoram Co Op Apex Bank2.40
Others2.80
Total61.50
24NagalandState Bank of India140.75
Ganpati Stock Limited8.80
Bank of Baroda7.60
Central Bank of India5.80
UCO Bank2.90
Bank of India2.00
Punjab National Bank1.70
Indian Overseas Bank1.40
Indian Bank1.30
RRB Nagaland Rural Bank1.00
Others2.60
Total175.85
25OdishaState Bank of India1,349.34
Bank of India403.35
Canara Bank343.76
Union Bank of India305.93
Indian Bank245.45
Punjab National Bank227.39
UCO Bank204.86
Bank of Baroda161.83
Indian Overseas Bank122.83
Central Bank of India109.34
Others120.18
Total3,594.25
26PuducherryState Bank of India51.70
Indian Bank29.62
Bank of Baroda25.90
Indian Overseas Bank7.40
Canara Bank3.60
Bank of India3.39
RRB Puduvai Bharathiar GB3.30
UCO Bank2.80
Union Bank of India2.60
Central Bank of India1.05
Others1.50
Total132.86
27PunjabState Bank of India965.24
Punjab National Bank752.04
Indian Bank350.88
 Bank of India325.11
Punjab and Sind Bank290.50
Canara Bank285.43
Union Bank of India230.50
Central Bank of India217.97
UCO Bank119.44
Bank of Baroda117.33
Others238.63
Total3,893.05
28RajasthanState Bank of India2,724.55
Bank of Baroda1,561.71
Punjab National Bank489.33
Bank of India416.65
Union Bank of India267.45
Central Bank of India209.06
Canara Bank180.05
Baroda Rajasthan Kshetriya Gramin Bank177.35
UCO Bank154.06
Indian Bank150.39
Others350.37
Total6,680.97
29SikkimState Bank of India0.10
Total0.10
30Tamil NaduIndian Bank4,882.90
State Bank of India3,773.17
Canara Bank2,599.37
Indian Overseas Bank2,266.70
Union Bank of India889.08
Bank of India393.46
Bank of Baroda315.51
Central Bank of India225.82
Punjab National Bank193.36
UCO Bank123.06
Others443.32
Total16,105.74
31TelanganaState Bank of India15,914.11
Union Bank of India9,908.33
Stree Nidhi Credit Cooperative Federation Ltd3,678.98
Andhra Pradesh Gr.Vikas Bank2,325.09
Canara Bank1,911.72
Telangana Grameena Bank1,663.95
Indian Bank1,088.04
Bank of Baroda893.83
 Bank of India571.47
Central Bank of India457.88
Others1,709.15
Total40,122.55
32TripuraRRB Tripura Gramin Bank96.80
Punjab National Bank81.87
State Bank of India73.80
UCO Bank19.60
Tripura State Co Operative Bank Ltd15.20
Canara Bank7.50
Bank of India7.46
Union Bank of India3.90
Central Bank of India3.00
Indian Overseas Bank2.80
Others9.50
Total321.42
33Uttar PradeshState Bank of India19,903.21
Bank of Baroda12,100.47
Punjab National Bank9,932.27
Union Bank of India8,265.40
Indian Bank6,437.32
Bank of India4,695.69
Canara Bank4,449.24
Central Bank of India3,055.27
Aryavart Bank1,476.59
Baroda U.P. Bank1,274.52
Others5,558.80
Total77,148.76
34UttarakhandState Bank of India265.93
Punjab National Bank245.06
Bank of Baroda141.70
Union Bank of India75.60
Canara Bank74.23
Indian Bank55.03
Uttarakhand Gramin Bank43.98
Central Bank of India34.45
Bank of India33.38
Punjab And Sind Bank29.70
Others98.46
Total1,097.51
35West BengalState Bank of India506.24
Punjab National Bank226.26
Indian Bank144.23
 Bank of India102.78
Canara Bank80.89
Union Bank of India71.90
Central Bank of India36.80
UCO Bank33.50
Bank of Baroda30.80
Indian Overseas Bank19.30
Others39.15
Total1,291.85
Grand Total3,11,928.7

 

Statement showing State-wise details of loan applications received, sanctioned and disbursed under PM SVANidhi Scheme.

(As on 15.03.2022)

State NameEligible Application ReceivedApplications SanctionedLoan Disbursed
1st Tranche2nd Tranche1st Tranche2nd Tranche1st Tranche2nd Tranche
Andaman and Nicobar Islands5141174834947045
Andhra Pradesh2,29,04720,8881,95,8619,6051,81,6916,847
Arunachal Pradesh4,5243262,7901502,448101
Assam96,9552,73861,1641,72949,7701,530
Bihar95,1091,74561,61477946,474596
Chandigarh5,0412503,6391503,332102
Chhattisgarh84,8144,28949,5032,69746,2872,289
Daman & Diu and Dadra & Nagar Haveli2,205161,339131,1526
Delhi72,62893751,54139840,463298
Goa1,4992361,3361671,223151
Gujarat3,34,15921,4742,24,37915,4451,90,64713,982
Haryana51,5563,26737,1601,99725,0991,618
Himachal Pradesh3,8087363,5045773,315482
Jammu and Kashmir17,5731,42714,8381,10013,817864
Jharkhand47,4862,38631,5921,29927,9951,116
Karnataka2,22,45214,0681,61,4249,4791,38,3847,884
Kerala11,0902,4439,4441,8099,2441,653
Ladakh289832645826052
Madhya Pradesh6,30,26253,2164,89,24141,5934,62,02338,050
Maharashtra3,36,75113,4322,13,07510,7181,94,5588,671
Manipur16,6801238,7521108,45690
Meghalaya878296092557224
Mizoram5961234797547371
Nagaland2,3651731,5021491,469145
Odisha56,2402,12643,1401,47834,1521,078
Puducherry1,5291911,277721,24244
Punjab93,03171143,70745838,626328
Rajasthan1,28,74837571,70924366,759215
Sikkim311
Tamil Nadu3,41,2983,6361,92,4332,3001,59,0651,895
Telangana4,10,05562,6383,57,51039,1613,43,00831,053
Tripura4,3732563,5051952,960130
Uttar Pradesh8,96,96216,6448,13,2809,2347,68,5266,919
Uttarakhand16,56555912,45741010,362331
West Bengal30,2931517,019513,0924
Total42,47,3782,31,6331,81,5711,53,72728,87,4151,28,664

 

Statement showing State-wise details of loan applications received, sanctioned and disbursed under PM SVANidhi Scheme.

(As on 15.03.2022)

State Name

 

No. of Beneficiaries
Andaman and Nicobar Islands470
Andhra Pradesh1,81,691
Arunachal Pradesh2,448
Assam49,770
Bihar46,474
Chandigarh3,332
Chhattisgarh46,287
Daman & Diu and Dadra & Nagar Haveli1,152
Delhi40,463
Goa1,223
Gujarat1,90,647
Haryana25,099
Himachal Pradesh3,315
Jammu and Kashmir13,817
Jharkhand27,995
Karnataka1,38,384
Kerala9,244
Ladakh260
Madhya Pradesh4,62,023
Maharashtra1,94,558
Manipur8,456
Meghalaya572
Mizoram473
Nagaland1,469
Odisha34,152
Puducherry1,242
Punjab38,626
Rajasthan66,759
Sikkim1
Tamil Nadu1,59,065
Telangana3,43,008
Tripura2,960
Uttar Pradesh7,68,526
Uttarakhand10,362
West Bengal13,092
Total28,87,415

 

This information was given by the Minister of State for Housing & Urban Affairs, Shri Kaushal Kishore, in a written reply in the Rajya Sabha

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