TVS Credit Q4 PAT Rises 53% to Rs 226 Crore

TVS Credit Services Limited, one of India’s leading NBFCs, announced its financial results for the fourth quarter and financial year ended March 31, 2025. The Company reported a Total Income of Rs. 1,674 Crore for Q4 FY25, a growth of 10% from Q4 FY24 and Net Profit After Tax of Rs.226 Crore for Q4 FY25, a growth of 53% from Q4 FY24.

FY2025 Performance Highlights:

• AUM at Rs. 26,647 Crore in FY25, a 3% increase compared to FY24
• Total Income for FY25 was Rs. 6,630 Crore, a 14% growth compared to FY24.
• Profit Before Tax for FY25 was Rs. 1025 Crore, a 35% increase compared to FY24.
• Net Profit After Tax amounted to Rs. 767 Crore for FY25, a 34% increase compared to FY24.

In Q4 FY25, the industry witnessed moderation in the growth of credit following the festive surge in Q3. TVS Credit maintained its strategic focus on building a diversified book, primarily targeting consumer finance and retail segments. The Company took a risk calibrated approach and focused on chosen customer segments particularly in Consumer Loans and Vehicle Finance. During this period, TVS Credit disbursed loans to over 13 lakh new customers, bringing its total customer base to nearly 1.9 crore.

TVS Credit will continue to focus on steady growth by increasing market penetration and share, expanding product offerings and distribution, driving digital transformation, and enhancing customer experience and operational efficiency.