Sammaan Capital Reports Q3 FY26 Financial Results

Sammaan Capital Limited, a leading housing finance NBFC, has announced its consolidated results for Third Quarter & Nine Months Ended 31st December 2025. 

Highlights for Q3 & 9MFY26: 

• Net worth of ₹22,423 Cr stood as of Q3FY26
• Total Consolidated Assets Under Management (AUM) stood at ₹64,200 Cr at the end of  9MFY26 
• Growth to Legacy AUM mix has improved
• Growth AUM grew by ~26% YoY from ₹ 34,952 Cr to ₹44,038 Cr at the end of 9MFY26  and now accounts to ~70% of the total AUM 
• Legacy Loan Book has run down to ₹ 20,162 Cr, which was down by ₹ 6,833 Cr at the  end of 9MFY26
• Consolidated Profit Before Tax stood at ₹419 Cr in Q3FY26 compared to 417 Cr in Q3FY25 For 9MFY26 the PBT was 1,312 Cr compared with a loss of 2,831 Cr in 9MFY25
• Consolidated Profit After Tax stood at ₹314 Cr in Q3FY26 compared to ₹302 Cr in Q3FY25  For 9MFY26 the PAT was 957 Cr compared with a loss of 2,132 Cr in 9MFY25
• Consolidated GNPA stood at 1.2% 
• Consolidated NNPA stood at 0.7% 
• Focus remains on high capital adequacy, moderate gearing, stable asset quality, and  strong liquidity position to support future growth
• IHC’s proposed USD $1 Billion investment has secured shareholder and CCI approval; RBI  and SEBI approvals are awaited
• The merger between Sammaan Capital Limited and Sammaan Finserv Limited will  consolidate all NBFC lending operations, distribution infrastructure, and manpower under  Sammaan Capital Limited, enabling a streamlined organisational structure, enhanced  governance, a unified mortgage-led product offering 

Mr. Gagan Banga, (Managing Director and CEO) Sammaan Capital, said – 

“Q3 FY26 has been a stable quarter for Sammaan Capital where we continued to build on the foundation  we set last year. Our capital position remains robust, and our business model is clearer than ever. Growth  AUM now stands at ₹44,038 crore, making up ~70% of our total book, while our Legacy AUM has  reduced by about ~₹6,830 crore compared to the previous year. Our overall AUM has stabilized, but  more importantly, the portfolio is healthier, better positioned, and aligned for the opportunities ahead. 

We have successfully secured shareholder approval and clearance from the Competition Commission of  India for IHC’s proposed USD 1 billion investment in Sammaan Capital. Together with IHC, we continue to  work closely with the relevant regulatory authorities to obtain the remaining statutory and regulatory  approvals. Both parties remain fully committed to progressing these approvals within the stipulated  timelines and ensuring a smooth and timely completion of the transaction.” 

Consolidated Profit & Loss: