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InFocus Banking & Finance

RBL Bank, Piramal Finance to Offer Loans in Rural India

RBL Bank’s financial expertise and extensive network of 2000+ touchpoints will be backed by Piramal Finance’s cutting-edge loan processing technology called ‘High Tech + High Touch’.

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SMEStreet Edit Desk
24 Jan 2025 16:25 IST

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Jairam Sridharan, MD, Piramal Finance

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RBL Bank, one of India’s leading private sector banks and Piramal Capital and Housing Finance Limited (referred to as Piramal Finance), a wholly owned subsidiary of Piramal Enterprises Limited (‘PEL’), a leading Non-Banking Financial Company, announced a strategic partnership under their co-lending business. Through this partnership, both the lenders will offer loans to the middle and low-income segment borrowers with focus on rural and semi-urban regions.   
 
RBL Bank’s financial expertise and extensive network of 2000+ touchpoints will be backed by Piramal Finance’s cutting-edge loan processing technology called ‘High Tech + High Touch’. The latter also brings an expansive network of 508 branches across 13,000 pin codes serving 1.3 million active customers in 26 states. Together, the two lenders will address the credit gap for MSMEs and home loan borrowers, employing their combined customer reach, rigorous underwriting practices, and sophisticated credit assessment tools.
 
The collaboration aims to provide competitive interest rates and tailored credit solutions in Tier 2 and Tier 3 markets.
 
Jairam Sridharan, Managing Director, Piramal Capital & Housing Finance Ltd said, “We are pleased to announce our co-lending partnership with RBL Bank, a prominent name in India’s financial sector. This collaboration is a significant step toward our shared mission of boosting financial inclusion by combining our strengths to extend formal credit access and empower individuals and businesses in underserved markets. Together, we are dedicated to driving economic growth, fostering opportunities, and helping customers across Bharat fulfill their aspirations through formal financial support.”
Loans RBL Bank Piramal Finance
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