QubeHealth-Pay Partners with Volt Money to Offer Loans Against Mutual Funds

QubeHealth-Pay (“Qube”), India’s leading healthcare payments platform, has announced a strategic partnership with Volt Money, India’s pioneering platform that enables individuals to borrow instantly against their mutual fund investments.

This collaboration allows Qube users to access instant liquidity for medical expenses by borrowing against their mutual fund savings—without redeeming their investments. The initiative aims to empower Indian families with smarter financial options during health emergencies, reducing the need to dip into savings or take costly personal loans.

Bringing financial readiness to healthcare emergencies

In India, over 70% of healthcare expenses are paid out-of-pocket, often forcing families to liquidate their long-term investments to cover urgent medical bills. The Qube–Volt partnership introduces a seamless alternative, where users can unlock the value of their existing mutual fund holdings to meet healthcare needs instantly.

Through the QubeHealth-Pay app, users can now:

• Get a free, real-time summary of how much they can borrow against their mutual fund holdings
• Secure a loan within 5 minutes, with funds disbursed directly to pay their healthcare bills.
• Continue earning returns on their investments while managing unexpected medical costs.

This capability ensures financial flexibility during health emergencies, combining Qube’s healthcare payments network with Volt’s secure, RBI-compliant digital loan against mutual funds

Leadership comments

Chris George, Co-Founder & CEO of QubeHealth-Pay, said:

“When a family faces a sudden medical emergency, financial stress often compounds emotional distress. By partnering with Volt Money, we’re offering a smarter way to fund healthcare—by giving users instant access to their own wealth without disrupting long-term goals. This is exactly the kind of financial innovation healthcare needs.”

Lalit Bihani, Co-Founder & CEO of Volt Money, added: 

“Volt’s mission has always been to make credit as effortless and efficient as investing. We’re driven by values of trust, transparency, and long- term wealth creation. Partnering with QubeHealth-Pay extends this philosophy into healthcare—helping people use their assets wisely when they need them most.”