MAS Financial Sets Long-Term AUM Goal At ₹1 Lakh Crore

MAS Financial Services Limited (MAS Financial), specialized in MSME financing, targets ₹ 1,00,000 Crore AUM by 2036, with a clear emphasis on risk management and profitability as primary drivers of sustainable growth. As of 31st December 2025, the company’s consolidated AUM stood at ₹ 14,641 Crore.

At its recently organised investor meet, Mr. Kamlesh Gandhi, Chairman & Managing Director, MAS Financial Services Limited, unveiled Vision 2036: Proven Performance. Compounding with Prudence. He highlighted MAS’ proven performance over the past three decades and outlined the roadmap ahead, in alignment with the company’s long-term vision.

A key highlight of the event was a LIVE demonstration of the Company’s BRE-enabled Loan Origination System (LOS) integrated with AI-driven credit assessment, showcasing MAS’ strong in-house technology capabilities. With 50+ API integrations and a fully developed in-house tech stack, technology will remain a central focus area and a critical enabler for future growth.

MAS Financial Services Limited further emphasized that the Promoter & Promoter Group will continue to hold more than 51% stake, reinforcing long-term commitment and indicating that the majority of growth will continue to be funded through internal accruals, as demonstrated historically.

The Company reiterated its growth guidance of 20%–25%, prioritizing asset quality, profitability then growth with ROA between 2.75% to 3.00% and ROE between 15% to 17%. The SME Vertical, Wheels Portfolio, and Housing Subsidiary are expected to be the key growth engines in the coming years.

MAS Financial Services Limited remains committed towards a disciplined and prudent approach to compounding, built on strong fundamentals, technology-led execution, and long-term value creation for all stakeholders.

Mr. Kamlesh Gandhi, Chairman & Managing Director, MAS Financial Services Limited, said, “We remain dedicated to realizing our vision of reaching a milestone of ₹1,00,000 crore AUM in the next decade, leveraging a track record of “Proven Performance” over the past three decades and pursuing “Compounding with Prudence” in the years ahead, following the dictum of excellence through endeavours which we now reckon as “PURPOSE LED PROGRESS DRIVEN.”