Kotak Mahindra Life Insurance Announces EDGE Plan Combining Income and Life Insurance

As Kotak Mahindra Life Insurance Company Ltd. marks its 25th year of empowering lives through financial security, the company announces the launch of Kotak EDGE (Early Defined Guaranteed Earnings), a comprehensive life insurance solution crafted to meet the evolving financial needs of today’s consumers.

In today’s fast-paced world, consumers face financial responsibilities that demand immediate attention. Kotak EDGE is designed to meet these urgent needs by delivering early regular income, empowering policyholders with an additional stream of income. It’s income on demand, built to respond to life’s immediate priorities.

Combining immediate liquidity with long-term guaranteed income, Kotak EDGE offers regular payout, early regular income, guaranteed returns and comprehensive life cover—all in one plan.

Mr. Mahesh Balasubramanian, MD, Kotak Mahindra Life Insurance, said, “Our 25-year journey has been guided by the belief that financial solutions must evolve with the lives of our customers. Kotak EDGE is one such solution—providing early income support without compromising long-term protection and financial stability. As we look ahead, we remain committed to innovating with empathy, empowering our customers to live confidently at every stage of life.”

Kotak Life’s performance reflects its focus on financial stability and customer service. As of March 31, 2025, the company maintained a 98.6%^ claim settlement ratio, one-day settlement for non-investigated claims and a solvency ratio of 2.86.