Credifin Reports 82.82% Revenue Growth in FY25, PAT Up 32%

Credifin Limited, a Metropolitan Stock Exchange of India listed, NBFC, headquartered in Jalandhar with its Corporate Office in Delhi-NCR, announced their Annual and Q4 results for FY 2024-25. Credifin is a Non-Deposit accepting Non-Banking Financial Company registered with Reserve Bank of India since 1998.

Some of the key highlights are:

YoY numbers

Annual Numbers:

• Total Revenues in 2024-25 stood at Rs. 6337.87 Lakh, as against Rs.3466.70 Lakh of 2023-24 – marking a growth of 82.82% on YoY basis

• PBT grew to Rs. 610.18 Lakh in 2024-25, up from Rs. 343.87 Lakh in 2023-24 – marking a growth of 77.44% 

• PAT grew to Rs. 513.85 Lakh in 2024-25, up from Rs. 388.82 Lakh in 2023-24 – marking a growth of 32.16% 

• AUM grew from Rs. 21228 Lakh to Rs. 35077 Lakh, marking a growth of 65.24%

Q4 Numbers

• Total Revenues in Q4 of 2024-25 stood at Rs. 1962.55 Lakh, as against Rs. 1091.18 Lakh of Q4 of 2023-24 – marking a robust growth of 79.86% on YoY basis

• PAT grew to Rs. 167.39 Lakh in Q4 of 2024-25, up 80.92 % from Q4 of 2023-24

QoQ Numbers

• Total Revenues in Q4 of 2024-25 stood at Rs. 1962.55 Lakh, up from Rs 1539.22 Lakh as against Q3, marking an increase of 27.5 % 

• PAT in Q4 of 2024-25 stood at 167.39 Lakh, up from Rs. 58.88 Lakh, marking a growth of 184.29% from Q3 of 2023-24

Financials at a glance:

(Rupees in Lakhs except EPS)

Commenting on the results, Mr. Shalya Gupta, CEO, Credifin said “We are on the path to rapid growth in the coming years and this is reflected in our results. This growth would not have been possible without the continued support of our Lenders, Shareholders and Board of Directors. Our employees form the backbone and the results are a reflection of their hard work. We as a company have implemented processes that will help us grow in a planned manner. Our journey has just begun and we hope to continue this growth trajectory”.