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The Small Industries Development Bank of India (SIDBI) held its 27th Annual General Meeting (AGM) today at its Head Office in Lucknow. The audited financial results for the year ended March 31, 2025, were approved.
Shri Manoj Mittal, Chairman and Managing Director of SIDBI, addressed the members and shared the Bank’s financial and operational performance for FY 2025.
SIDBI’s balance sheet crossed ₹5.6 lakh crore. The asset base grew by 8.7% to ₹5,68,238 crore as on March 31, 2025, from ₹5,22,521 crore as on March 31, 2024. The loans and advances portfolio rose by 8.8% to ₹4,96,282 crore from ₹4,56,015 crore in FY 2024.
The Bank earned an income of ₹38,511 crore, up 20.6% over the previous year. It recorded its highest-ever net profit of ₹4,811 crore, up 19.5% year-on-year. Earnings per share increased to ₹84.62 in FY 2025. Gross NPA and Net NPA ratios stood at 0.04% and 0.00%, respectively, as on March 31, 2025. A dividend of 20% was approved for FY 2025.
Shri Manoj Mittal, Chairman and Managing Director of SIDBI, said, “SIDBI is dedicated to reinforcing and expanding the MSME sector by leveraging advanced technology to promote financial inclusion. We enhance credit accessibility through innovative digital initiatives and loan products, such as the EXPRESS loan, which utilises automated evaluation systems to facilitate prompt and seamless approvals.”
SIDBI continues to support MSMEs in building resilience, fostering growth, and expanding globally. The Bank works closely with the government and other stakeholders to strengthen the MSME ecosystem.
In line with India’s commitment to address climate change, SIDBI promotes green energy and cleaner production methods, creating new opportunities for MSMEs. In FY 2025 and FY 2026 so far, the Bank has significantly expanded its branch network. It plans to further increase outreach to provide wider credit access to MSMEs. SIDBI also aims to develop the ecosystem by partnering with industry associations through impact-oriented programmes.