BharatPe Posts First Annual Profit in FY25 at ₹6 Crore PBT

BharatPe, one of India’s fastest-growing fintech companies, closed FY25 with an adjusted profit before tax (excluding ESOP expense) of ₹6 crore, swinging from a ₹342 crore loss in FY24. The total revenue stood at ₹1,734 crore, marking its first-ever annual profit.

EBITDA (excluding ESOP cost) rose to ₹141 crore from a loss of ₹209 crore last year.

“Becoming PBT positive marks more than just a financial milestone; it signals a successful turnaround. We’re no longer just scaling — we’re growing responsibly, with a sharp focus on sustainable value creation,” said Nalin Negi, CEO, BharatPe.

FY25 also saw BharatPe secure final authorisation from the Reserve Bank of India (RBI) to operate as an online payment aggregator, enabling the company to expand its merchant base, deepen penetration into Tier 2 and 3 cities, and invest further in advanced technology infrastructure to support high-growth sectors.

The company processed ~450 million UPI transactions each month, translating to a monthly payment value of approximately ₹12,000 crore. Offline UPI QR transactions grew 26% year-on-year, and BharatPe now serves over 17 million merchants across 450 cities.

With a profitable business model, strengthened merchant ecosystem, and a growing portfolio of payment and lending solutions, BharatPe is firmly positioned to lead the next phase of India’s fintech growth story.