Akme Fintrade Announces Higher Profit And Strong H1FY26 Growth

Akme Fintrade reports 17% rise in H1FY26 net profit, driven by higher disbursals, strong interest income growth, and expanding loan book across vehicle and MSME segments.

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Mr Akash Jain CEO Akme Fintrade
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Akme Fintrade (India) Limited (AFIL) has registered a 17.32% growth in net profit at ₹ 19.65 Cr for the half-year ended September 30, 2025, as against ₹ 16.75 Cr in the same period last year on the back of higher disbursals and growth in net interest income.

Grosssaid interest income increased by 54.15% at ₹ 63.57 Cr for the half-year under review, as compared with ₹ 41.24 Cr registered in the same period last year. Over last year, the Company’s net interest income grew by 49.30% at ₹ 40.33 Cr.

Return on Equity for Q2 FY26 was 10.03% as against 9.94% in Q1 FY26, up by 0.92% from last quarter.

Advances increased by 10.98 % at ₹ 677.76 Cr during the quarter backed by a steady demand for vehicle loans. The total AUM stands at ₹ 767.46 Cr, a growth of 54.80 % over ₹ 495.79 Cr in the same period last year.

Commenting on the results, Mr. Akash Jain, CEO, Akme Fintrade, said, “We have been witnessing a good growth in demand for loans specially in vehicle segment in the semi-urban and rural markets of the country. There is a huge untapped potential in the MSME and vehicle loan segments in these markets and our well entrenched presence helps us address this gap. Our strong capital position backed by our ability to raise funds at competitive rates through multiple channels, and a good understanding of these markets puts us in good stead and enables us to further grow our loan book in the coming quarters. We are also excited to announce about entering into gold loan business for which we have received the board approval.”

Key Financials:

Particulars

H1FY26

H1FY25

Growth (%)

Net Profit (₹ Cr)

19.65

16.75

17.32%

Gross Interest Income (₹ Cr)

63.47

41.24

54.15%

Net Interest Income (₹ Cr)

40.33

27.01

49.30%

Other Income (₹ Cr)

0.13

-

N.A.

Disbursements (₹ Cr)

226.45

96.22

135.35%

Gross NPA (%)

2.96

3.13

-17 bps

Net NPA (%)

1.43

1.47

- 4 bps

“There has been a significant uptick in consumption and demand from rural and semi-urban markets on the back of a good monsoon, improving farm incomes, slew of reforms announced by the central government and the continued investments on infrastructure. This has not only helped boost our loan growth but also led to an improvement in asset quality,” he said.

Akme Fintrade