Airtel Payments Bank Introduces Safe Second Account – A Smarter, Safer Way to Pay

Digital payments are now an integral part of daily life; from UPI payments at kirana stores to shopping malls, paying for OTT subscriptions, booking travel, settling utility bills, online shopping and more. However, with this convenience comes an increasing risk of online fraud, including phishing, fake apps, SIM swaps, and unauthorized transactions. To give consumers peace of mind, Airtel Payments Bank has introduced the Safe Second Account - a smarter, safer way to pay. It’s a choice that enables customers keep their primary savings protected, while they freely use the Airtel Payments Bank savings account as their second account for everyday payment needs.

Why a Safe Second Account?

Instead of risking the core savings with every digital transaction, customers can simply use Airtel Payments Bank’s safe second account for daily spending. That way, the main savings remain shielded from fraud. Safe Second Account benefits include:

1.        Instant account opening via Airtel Thanks app

2.       Earn interest upto 6.5%* (T &C Apply)

3.       Zero minimum balance requirement

4.       Seamless UPI integration

5.       Eco friendly debit card with benefits up to INR 15,000

6.       Full suite of bill payment and recharge options

Security as the bedrock of Safe Second Account

The account comes with multiple safeguards built for today’s digital risks including:

1.        Fraud alarm: instantly block suspicious activity

2.       Sleep mode: put your account on pause when not in use

3.       AI-driven face match to detect high-risk transactions

4.       Set daily transaction limits and get real-time alerts

Anubrata Biswas, MD & CEO, Airtel Payments Bank, said, “Digital payments have transformed the way India manages money, but with convenience comes the responsibility of ensuring safety. The Safe Second Account is a step in that direction - encouraging a simple yet powerful habit of separating everyday transaction funds from core savings. We believe this small behavioral shift can help consumers embrace digital transactions more securely, and over time, shape the future of safe banking in India." 

Accessible to all segments the Safe Second Account has no entry barriers, can be opened digitally on the banking section of Airtel Thanks App.